Parents Supporting Adult Children?

How does that grab you? If you noticed this, maybe it’s because you are one of millions of older parents out there today, that are still supporting your adult child or children. Hey, they’ve been through college. They’ve gotten that position with a fairly good company. Maybe it’s not their final goal in that career they wanted, but it’s a start. And the expectations of the salary they thought would be guaranteed, well it’s not that great. Now, almost right away, the new car came into the picture. The cell phone and cable TV… well, they are real needs, maybe more than food. The rent at their apartment keeps going up. Many other expenses keep popping up. The student loan …

New Mom…New Baby…New Debt??

Ah, there is nothing like being an expectant mom. Along with your expanding waistline comes the ever growing list of products for you and your new bundle of joy. Preparing for a new baby can be a costly experience, especially in the areas of clothing and nursery furniture. The good news is that it does not have to be! Let’s talk about buying baby clothes…think RESALE! Every new mom gushes over the adorable clothing available for babies, but they often come with a not so adorable price. Resale clothing costs a fraction of the retail price. Buying resale clothing does not equal buying trash! Moms sell their baby’s clothing to resale stores for a variety of reasons. Babies outgrow clothes …

Make Cleanup Time Fun For Moms And Toddlers

Each day, toddlers everywhere enjoy playtime activities that engage their natural curiosity and allow them to demonstrate their fun-loving enthusiasm. But as every parent knows, when the playtime ends, the much-needed task of cleanup begins. Moms can help toddlers ease cleanup time hesitation by incorporating engaging games, fun and imagination into the process. A nationwide survey revealed that 98 percent of moms would like to team up with their toddlers to be actively involved in the cleanup process and help them learn good hygiene habits. Because they are working together as a team, 9 out of 10 moms agree that bath time can be a special one-on-one bonding time. In fact, 92 percent of moms make a point to engage …

How To Reducing Childcare Costs

Next to rent or mortgage payments, childcare often ranks as the second-highest expenditure in a household budget. Working couples can pay a whopping 10-20% of their incomes on childcare while their children are small. Seeing the high cost needed to be expensed for their children childcare, some couples decided to take a better financial sense for one parent to take a few years off to stay home with the baby. But a little inventive planning can save you money without compromising the quality of care and the government does offer several tax breaks to families with children. This article will outline helpful hints for parent's references: Pay with pre-tax dollars You can significantly cut the cost of childcare by paying …

5 Baby Shower Gifts That Mom Will Love

With the pregnancy bug in the water system, you are bound to know someone who is having a baby, if you aren’t having one yourself. Pregnant women equal shopping time. Here are 5 gifts that any mother will most certainly be appreciative of. The baby shower gift ideas are great for those who are shopping or for mom’s to put on their gift registry. 1. Diapers, diapers and more diapers. That is quite a bland gift but a very much needed gift. I don’t any mom who will complain about having too many diapers with a newborn at home. To make diapers snazzy you have to dress it up a bit. You can find diaper cakes in lots of gift …